Terms & Conditions

Legal Information

Please read the following information carefully before using the website. The following applies to all visitors to this site. You should use the information provided here to decide if our services are right for you. By accessing this website you agree to be bound by all of the following terms and conditions of use. If you do not accept these terms and conditions of use you must not use the website.

Please note: in these terms and conditions, “QMetric”, “our”, “we” and “us” refer to QMetric Group Limited.

We reserve the right, at any time and without notice, to modify or withdraw, temporarily or permanently, the contents of our website including these terms and conditions and any changes will be deemed to be accepted by continued use of the website. You should also read our Privacy Policy which outlines how we use any personal information which you provide.

QMetric Group Limited is regulated and authorised by the Financial Services Authority (FSA), FSA registered number 529506. You can check this on the FSA's Register by visiting the FSA's website http://www.fsa.gov.uk/Pages/Register or by contacting the FSA on 0845 606 1234. The FSA is the independent watchdog that regulates financial services. QMetric's permitted activities are for insurance services only.

The registered company address of QMetric Group Limited is: 32-38 Dukes Place, London, EC3A 7LP and its company registration number is: 07151701, registered in England and Wales. Please email any queries regarding these terms and conditions to ask@qmetric.co.uk or call us on 0845 4 100 800.

Exclusion of liability

Whilst we have taken all reasonable steps to ensure the accuracy and completeness of the information we provide on our website or elsewhere, we give no warranty and make no representation regarding the accuracy or completeness of the content of this information. Except as set out in these terms and conditions, all warranties, conditions and other terms implied by statute or common law are, to the fullest extent permitted by law, excluded from your contract with us.

As such, we accept no liability for any losses or damages (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in the information provided on our website or elsewhere. Nor shall we be under any obligation to advise any person of any error in the information. Further, no warranty is given that our website and services will be available on an uninterrupted basis, and no liability can be accepted in respect of losses or damages arising out of such unavailability. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of our website by unauthorised third parties.

Access to and use of our website is at your own risk and we do not warrant that the use of our website or any material downloaded from it will not cause damage to any property, including but not limited to, loss of data or computer virus infection.

Nothing in these terms and conditions shall exclude or limit or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000, or any conduct of business rules which we are bound to comply with. Further, nothing in these terms and conditions shall attempt to exclude liability for death or personal injury, or for fraudulent misrepresentation.

Our website contains links to other websites which are hosted and maintained by third parties. We have no control over the content or security of any such site. You link to or access such websites at your own risk and we make no representations regarding the content of any such website. We cannot be liable for any loss or damage which may arise from the use of such third party websites.

Intellectual property

All copyright, trademarks and other intellectual property rights in all material or content supplied in any documentation provided by QMetric or as part of our website belongs to us or others to whom we have licensed to use it. You are allowed to use this material only if we allow you to do so.

You agree that the material and content on our website is made available only for your personal use. Any other use of the material and content of our website is not allowed. You agree not to (and agree not to help anyone else to) copy, reproduce, transmit, publish, display, distribute, commercially exploit or create derivative works of our material and content.

Data protection

We will treat all personal/sensitive information about you respectfully and as private and confidential. We are committed to protecting your privacy and comply with the Data Protection Act 1998 and all other applicable data protection legislation.

By agreeing to these terms and conditions you acknowledge that you have read our Privacy Policy.

Other Important Information

If for any reason any part of the terms and conditions of use is deemed to be unenforceable, then the validity of the remaining part shall not be affected. Any waiver by us of a breach of any provision of these terms and conditions of use shall not be deemed to be a waiver of any subsequent breach of any provision.

Jurisdiction and governing law

These terms and conditions shall be governed by and construed in accordance with the laws of England and any dispute regarding any of our services including use of our website shall be subject to the exclusive jurisdiction of the English courts.

This policy was last modified on .